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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super service

This is a first class compan6 offering first class service, I cannot praise them enough for giving me a reliable and tailored package. Reviewed on: 6th April 2023

Excellent service provided

Questions which were asked of me, dealt with in a very courteous manner Reviewed on: 6th April 2023

Painless application

Easy and painless to understand in lay man’s terms great to deal with Reviewed on: 6th April 2023

Good product

Zopa is a great company for loans I have had no problems with them been with them for nearly a year and no hassles Reviewed on: 6th April 2023

Fast

Was able to receive the loan on the same day and use it to consolidate other credit on the same day! Great service! Reviewed on: 6th April 2023

Very fast!

From finding the loan on a comparison website to the money being in my account took less than 30 minutes. The app is also very useful. Would definitely use again Reviewed on: 6th April 2023

Easy process

As I reviewed my finances, I wanted a personal loan to consolidate my debt. The application process was straightforward and I received a successful email within 48 hours. Reviewed on: 6th April 2023

Fantastic Service

From my experience with this company they were professional at all times. Understood my situation. Try them today! Reviewed on: 6th April 2023

Very good rate.

Very good company with guarantee success on any loan. Reviewed on: 6th April 2023

User friendly

Very easy to use. Great app interface to clearly keep updated on repayment plan Reviewed on: 6th April 2023

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