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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quick and easy transaction!

5
The whole transaction from start to finish was quick and easy! Reviewed on: 6th April 2023
Joanna Lumawig's avatar
Joanna Lumawig

Help

5
I was in Pakistan in April 2021 British government announced Pakistan in red list I was stuck there I need to do hotel quarantine it was £1750 per person I was with my family I took a loan to get back in uk. Zopa helped me that time Reviewed on: 6th April 2023
Fahim's avatar
Fahim

Good value loan

5
Great customer service throughout Reviewed on: 6th April 2023
Janet C's avatar
Janet C

Excellent Service!

5
WOW Zopa is a game changer in the financial world. So simple to apply and rates that don't require selling a body organ to repay. If every company were as fair and easy to use the world would improve exponentially. It's such a shame the Bank of England doesn't have the same principles and ethics of this company. Reviewed on: 6th April 2023
Claire James's avatar
Claire James

Brilliant

5
Getting the loan was very quick and easy, the money was in my account the same day. Reviewed on: 6th April 2023
Sue Powell 's avatar
Sue Powell

Excellent Service

5
Great customer service and easy to use app Reviewed on: 6th April 2023
Kaine Sullivan's avatar
Kaine Sullivan

Brilliant

5
An absolutely brilliant company to go through , very easy and straightforward to deal with Reviewed on: 6th April 2023
Pete green's avatar
Pete green

Zero Stress - Very Fast

5
Applied for a loan whilst walking the dogs in the park via my phone, super easy and by lunchtime the next day the money was in my account. Reviewed on: 6th April 2023
Don Balmer's avatar
Don Balmer

Personal loan

5
Hassle free, quick decision and low interest fees. Couldn't ask for anymore Reviewed on: 6th April 2023
Amy MK's avatar
Amy MK

Prompt process and payment

4
Prompt process and fast payment Reviewed on: 6th April 2023
Ben rowley's avatar
Ben rowley

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