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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Self explanatory

5
Very informative and professional service. Easy to access and understand the website Well done Reviewed on: 6th April 2023
May Kilpatrick's avatar
May Kilpatrick

So simple and transparent

5
Fantastic! So simple and transparent Reviewed on: 6th April 2023
Ed Massey's avatar
Ed Massey

Loan

5
Amazing experience! No issue and brilliant customer service Reviewed on: 6th April 2023
beth's avatar
beth

Fast response

5
Great to work with. Did what they said would do never let me down Reviewed on: 6th April 2023
Carl Kendall 's avatar
Carl Kendall

Fantastic and easy to use

5
Fantastic and easy to use Told me my personalised APR before asking for final details, other loan companies (AA for example) didnt tell me my apr until it was asking me to sign, Zopa were upfront and easy to navigate, would always recomend. Reviewed on: 6th April 2023
Steve Hemmings's avatar
Steve Hemmings

Perfect!!!

5
Never was tk get that easy a loan in my life! Really recommend!!! Reviewed on: 6th April 2023
tomasz kwiatkowski's avatar
tomasz kwiatkowski

Good service good rate

4
Can’t fault ZOPA, good customer service, user friendly app and good customer experience in general! Reviewed on: 6th April 2023
Ben Harvey's avatar
Ben Harvey

Fantastic Lender

5
The application process was straightforward and my loan was processed extremely quickly. I was kept updated at every stage. The app is great and easy to navigate. It enables me to keep an eye on my repayments and allows me to make extra payments easily. Reviewed on: 6th April 2023
Jules's avatar
Jules

Quick and easy

5
Zopa was the quickest and easiest way I have ever had applying for a loan everything was straight forward just answering some simple questions and I was approved in minutes also it only took about 1 hour for the money to arrive in my bank account. Will definitely use Zopa again next time I need a loan Reviewed on: 6th April 2023
Shaun's avatar
Shaun

Quick and easy

5
Quick and easy,one phone call enough, recommended. Reviewed on: 6th April 2023
marcin buchowiecki's avatar
marcin buchowiecki

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