Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

The process was simple and straightforward.

The process was simple and straightforward. Everything was so easy. Excellent presentation of information and process. Reviewed on: 16th April 2025

Easy application process

Easy application process & no problems during loan term. Reviewed on: 16th April 2025

My review

Have no problems. Using the app I find it helpful and informative Reviewed on: 16th April 2025

Very quick & proffesional when providing me with a n...

Very quick & proffesional when providing me with a new loan. Reviewed on: 16th April 2025

Easy application, good customer service

Easy application, good customer service Reviewed on: 16th April 2025

Zopa takes the stress away.

I found Zopa to be really helpful and straightforward. It was stressful enough having to think about taking out a loan, however the Zopa app was not complicated, gave simple instructions when applying and took away some of the stress I had been feeling. They responded quickly with an answer and made me feel like I’d made the right choice by using them. I love the fact I can use the app to check my credit score and also the remaining balance on my loan. I’d recommend it to anyone. Reviewed on: 16th April 2025

Easy to apply and great confidence given.

Easy to apply and great confidence given. Reviewed on: 16th April 2025

This is the second time I have taken a loan out with...

This is the second time I have taken a loan out with Zopa. They are super efficient, keep you updated and always on hand to help. Reviewed on: 16th April 2025

Swift, hassle free loan with Zopa.

I applied for a loan with Zopa and it was a very straight forwards and smooth process. I had all the relevant information and it was very clear what I had to do. The decision was prompt and the funds were paid into my account swiftly. I felt Zopa were very responsible in their questions to ensure the loan was affordable for me. I found the company pleasant and friendly to deal with. Reviewed on: 16th April 2025

Customer service so good,always helpful.

Customer service so good,always helpful. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Capital Credit Union 4.93 from 755 reviews
Payday Loan
from Payday UK 2.54 from 8 reviews
Personal Loan
from Admiral 4.77 from 1396 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub