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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

I have a loan, debit and credit card with them

I have a loan, debit and credit card with the company and have never had any problems with communication. Everything is clear. Reviewed on: 16th April 2025

Just a straightforward loan, no hassle, no stress.

Just a straightforward loan, no hassle, no stress. Also clean UI and UX. Reviewed on: 16th April 2025

Very quick and easy

Very quick and easy no issue informing me when payment due Reviewed on: 16th April 2025

Straight forward, hassle free and easy process

Straight forward, hassle free and easy process Reviewed on: 16th April 2025

Application is straightforward and simple, money is...

Application is straightforward and simple, money is transferred as soon as loan is approved. Reviewed on: 16th April 2025

Responsible and friendly and a heart of gold

Zopa customer orientated responsible lender that really cares and wants to make a positive and effective contribution to it customer Reviewed on: 16th April 2025

Excellent service quick decision and great customer...

Excellent service quick decision and great customer service Reviewed on: 16th April 2025

Easy process

Easy process from start to finish with competitive rates Reviewed on: 16th April 2025

great and simple

Very simple application, approved quickly and money in less than 2 hours...great Reviewed on: 16th April 2025

everything is so accessible and easy to achieve!

everything is so accessible and easy to achieve! Reviewed on: 16th April 2025

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