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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Gave me the opportunity to rebuild my credit rating.

Gave me the opportunity to rebuild my credit rating. Reviewed on: 16th April 2025

Easy to use great customer service

Easy to use great customer service Reviewed on: 16th April 2025

Good customer service, very friendly and helpful.

Good customer service, very friendly and helpful. They listen well to concerns and present realistic solutions. Reviewed on: 16th April 2025

No hassle application with quick decisions and great...

No hassle application with quick decisions and great operators Reviewed on: 16th April 2025

Great company

Easy using the app. Access to customer service is easy. Reviewed on: 16th April 2025

Loan application

Very easy experience made applying for a loan very easy. Reviewed on: 16th April 2025

Great communication excellent customer service and s...

Great communication excellent customer service and swift conclusion business - very professional Reviewed on: 16th April 2025

Great personal loan company

Very fast efficient service. Great communication. There with the cash when I needed it Reviewed on: 16th April 2025

Easy to use website.

Easy to use website. Application was quick and simple. Reviewed on: 16th April 2025

Just very professional.

Just very professional. Always let me know when I have used my card and remind me when I have a payment due. Reviewed on: 16th April 2025

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