Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Professional staff who gave sound advice.

Professional staff who gave sound advice. Reviewed on: 16th April 2025

Really quick and efficient.

Really quick and efficient. Excellent service. Reviewed on: 16th April 2025

Simply the best

Been with Zopa now a while and by far have the best services available to customers. Highly recommend switching to Zopa. Reviewed on: 16th April 2025

Zopa are professional and curtiios and extremely qui...

Zopa are professional and curtiios and extremely quick at sorting your loan out Reviewed on: 16th April 2025

Best online experience

It's probably the first time I've done anything online where I haven't needed to seek support from a human, because the whole process was so straightforward, quick and easy to manage. Reviewed on: 16th April 2025

Fast easy to use loan with minimal jargon.

Fast easy to use loan with minimal jargon. Got a small loan when I need it in a hurry and my own bank refused me so yes very happy with Zopa Reviewed on: 16th April 2025

Good Zopa

Very good company, I have credit, very happy Reviewed on: 16th April 2025

Lenders with a conscience

I was impressed that Zopa made sure that the loan I asked for was affordable for me by checking my finances, payments history and any existing commitments I have Reviewed on: 16th April 2025

Very straight forward application process and a deci...

Very straight forward application process and a decision within minutes Reviewed on: 16th April 2025

Good loan application very use full this zopa account

Good loan application very use full this zopa account Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Barclays 4.51 from 108 reviews
Personal Loan
from Ikano Bank 2.68 from 36 reviews
Loans
from Your Community Bank 4.77 from 300 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub