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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

More than just a credit card

Got me back on straight and narrow, and now I'm even saving. First it was the credit card at a great rate, lower than many others, then it has a savings section and even an ISA account. It's helped me get into the black and now I'm able to spend and save and most importantly keep my finances in control with ease. I've no issues at all using credit or saving Reviewed on: 6th April 2025

The Fair and Helpful Lenders...

They always been pleasant and friendly and helpful and their loan repayments are good and fair and not over priced. Reviewed on: 6th April 2025

Zopa is the best around.

I have always used zopa. Can't fault the company at all. I have recommended to friends and family.. gives me great choice and flexibility. Reviewed on: 6th April 2025

I think Zopa is a great company.

I think Zopa is a great company. I have a personal loan, interest rates are very fair and I can manage my repayment date very easily. Reviewed on: 5th April 2025

Easy and quick

Applying for a loan is so easy, once accepted, money is in your bank within seconds Reviewed on: 5th April 2025

Looked after from start to finish

Looked after from start to finish Reviewed on: 5th April 2025

Easy and fast to complete with low interest rates an...

Easy and fast to complete with low interest rates and loads of help along the way they don't waste any time and keep you informed what's happening all the way through the process Reviewed on: 5th April 2025

I was in desperate need for a new car and I was able...

I was in desperate need for a new car and I was able to get finance straight away and it helped my life 100% service was quick and great Reviewed on: 5th April 2025

Very easy online process with a quick decision.

Very easy online process with a quick decision. Great app to track your repayment progress Reviewed on: 4th April 2025

Easy and affordable.

Easy and affordable. Great service. Reviewed on: 4th April 2025

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