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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent quick and stress free from start to finish

Excellent quick and stress free from start to finish Reviewed on: 7th April 2025

Hi not add a loan of you yet ,but got a creidid card...

Hi not add a loan of you yet ,but got a creidid card and all good Reviewed on: 7th April 2025

Been customer for a while never had a problem with z...

Been customer for a while never had a problem with zopa great card Reviewed on: 7th April 2025

Everything just works , no hassle and no drama

Everything just works , no hassle and no drama Reviewed on: 7th April 2025

Super quick payout

Simple, quick and easy process, and the money was there so quickly! Reviewed on: 7th April 2025

Reliable

Excellent service and reliable Excellent service and reliable. Trustworthy. Reviewed on: 6th April 2025

Zopa my friend

I am very pleased how easy and how efficiently I acquired my loan. I have always used zopa loans for home improvements. I find it confidential and I know I can rely on Zopa loans for my needs. Reviewed on: 6th April 2025

Just so easy to apply and manage with the app

Just so easy to apply and manage with the app Reviewed on: 6th April 2025

Always happy to help.

Always happy to help. Just a phone call away. Rates are good. Reviewed on: 6th April 2025

Very friendly customer service.

Very friendly customer service. Low interest rates. Staff very knowledgeable. Reviewed on: 6th April 2025

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