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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

The app is very good and excellent service

The app is very good and excellent service Reviewed on: 8th April 2025

ZOPA HELPED ME A LOT, WHEN I NEED MONEY...

ZOPA HELPED ME A LOT, WHEN I NEED MONEY Reviewed on: 8th April 2025

Happy 10/10

Easy to apply. Quick response. Staff knowledgeable and polite Reviewed on: 8th April 2025

Very low interest great value for money and very fle...

Very low interest great value for money and very flexible and all at the top of my fingers Reviewed on: 8th April 2025

I asked for a loan. Quick and uncomplicated

I asked for a loan. There was no fuss very straight forward and quick. Easy monthly payments and I would use them again if I needed Reviewed on: 7th April 2025

No hassle application

Easy to deal with, straight forward and simple application process. Reviewed on: 7th April 2025

Straightforward, Quick and easy process.

Quick answer, easy process and well explained. Funds in account soon after decision Reviewed on: 7th April 2025

Zopa easy to use and great customer service.

Zopa easy to use and great customer service. App easy to understand too Reviewed on: 7th April 2025

Great company, try them!

I have used Zopas loan services several times and have been always impressed with their process and rapidity of decision making. food to talk to a ‘real person’ not Andrea the AI bot from a server farm in Alabama! Reviewed on: 7th April 2025

Always great service

Always great service an get answers when I want Reviewed on: 7th April 2025

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