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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Such a simple and easy process to go through the app...

Such a simple and easy process to go through the application online. Very competitive rates comparing to other providers. Super fast processing to getting fibds in your account. Reviewed on: 9th April 2025

5* service

Applying for the loan was easy, always up to date with offers ect via email, never had any issues. Reviewed on: 9th April 2025

quick response to loan application

quick response to loan application Reviewed on: 8th April 2025

Fast and easy service.

Fast and easy service. Wanted to consolidate debt and this was best rate. The process was fast and simple and money was in my account when they said it would be Reviewed on: 8th April 2025

Great company with really good customer service and...

Great company with really good customer service and deals for the customer. Really easy to deal with. Reviewed on: 8th April 2025

Been with Zopa for over a year now, no problems, lov...

Been with Zopa for over a year now, no problems, love the app easy to use Reviewed on: 8th April 2025

Best Bank Ever

I have been with them for a few months now brilliant to deal with. Reviewed on: 8th April 2025

I have no trouble with this bank money gos in...

I have no trouble with this bank money gos in no delay Reviewed on: 8th April 2025

Simple. Fast. Fair

Supplying the necessary ID was made simple. The decision came through within a couple of days. Highly recommended. Reviewed on: 8th April 2025

Very Quick and easy start to finish , same day money...

Very Quick and easy start to finish , same day money within hours of applying , fab rates . App is great to see how much you paid and how much you owe . Would recommend to anyone who asks Reviewed on: 8th April 2025

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