Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

ZOPA EXPERIENCE

First time I tried Zopa, I applied for a loan,did it all on-line. It was simple and straight forward to apply. There was no problem and very helpful indeed. My experience with zopa are/were professional, helpful etc... Reviewed on: 10th April 2025

Easy to navigate app with all sections clearly laid...

Easy to navigate app with all sections clearly laid out. Gave me confidence starting out my saving plan after having finished my loan with Zopa recently. Reviewed on: 9th April 2025

Had a card with them fell in to difficulty was fine...

Had a card with them fell in to difficulty was fine with it all good card Reviewed on: 9th April 2025

Very easy to apply and a very quick decision top rat...

Very easy to apply and a very quick decision top rated service Reviewed on: 9th April 2025

Zopa provides great customer service, friendly usabl...

Zopa provides great customer service, friendly usable app with great loan rates. Reviewed on: 9th April 2025

Great service and card, always up to date

Great service and card, always up to date Reviewed on: 9th April 2025

Easy and quick.

Easy, quick and not a rip off. Good rates and no hassle Reviewed on: 9th April 2025

Took out a personal loan for a car.

Took out a personal loan for a car. Much cheaper than the interest if taking out the finance from the dealership. Easy to arrange, great customer service. Reviewed on: 9th April 2025

Excellent Loan Company

Quick, efficient, professional and helpful Reviewed on: 9th April 2025

No effort, excellent service.

No effort, excellent service. They keep in touch for any help, very supportive Reviewed on: 9th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from The Money Shop 4.25 from 12 reviews
Personal Loan
from NatWest 4.19 from 152 reviews
Logbook Loan
from AutoMoney 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub