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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

Never had any issues was quick and easy Reviewed on: 3rd April 2025

Zopa quick

I applied for a credit card and I got it straightaway very helpful, if I had any problems they were quick to give adviceTThank you Reviewed on: 3rd April 2025

Beautiful

Zpoa helped me out tremendous and very professional Reviewed on: 3rd April 2025

Straight forward loan transaction and approval withi...

Straight forward loan transaction and approval within minutes at the best interest rate Reviewed on: 3rd April 2025

Great company to do business with

Really competitive interest rates and great customer service. App works brilliantly, you can overpay on your loan if you want which reduces interest you pay. Reviewed on: 3rd April 2025

Great rates

I am on my second personal loan, and the rates are excellent. Reviewed on: 3rd April 2025

super zopa

I filled in the form online and had a quick response from Zopa And every month I know exactly when the money is coming out and if for some reason it doesn’t they go back in a few days later and take it which is fantastic Reviewed on: 3rd April 2025

Would apply here before a high street bank

Always very helpful , excellent rates Reviewed on: 3rd April 2025

I have Zopa to be excellent.

I have Zopa to be excellent. I had my credit card stolen on holiday last year, and the support and service I got was fantastic, very helpful. Reviewed on: 3rd April 2025

Good App

Excellent customer service, good app too card Reviewed on: 3rd April 2025

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