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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick, easy to understand, apply and fast transactions

Quick, easy to understand, apply and fast transactions Reviewed on: 31st March 2025

Very helpful always, highly recommended Zopa

Very helpful always, highly recommended Zopa Reviewed on: 31st March 2025

Easy to Use

Very quick and straightforward application and a very efficient service Reviewed on: 31st March 2025

Fantastic app!

Fantastic app! Great support with borrowing power Reviewed on: 31st March 2025

Reliable service

Easy, fast reliable service, same day money. Fast communication and transfer money into account Reviewed on: 31st March 2025

Customer service and chatt full support all the time

Customer service and chatt full support all the time Reviewed on: 31st March 2025

Fast and efficient services for all

Zopa are so easy to deal with, their fast and efficient services meet the needs of customers like me who have busy lifestyles. The app is functional, easy to navigate and shows you everything you need to know about your accounts with Zopa. Reviewed on: 31st March 2025

Great thanks

Great app no hassles very easy to use navigate: never had any trouble with them Reviewed on: 31st March 2025

Very prompt.

Very prompt. Good ARP for loan. Receive money straight away Reviewed on: 31st March 2025

Fastest and efficient easy to use answer was quick...

Fastest and efficient easy to use answer was quick and the arrival of the. Card Reviewed on: 31st March 2025

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