Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great customer service everyone was fantastic and he...

Great customer service everyone was fantastic and helpful Reviewed on: 26th March 2025

I have multiple great services with Zopa

I’m on my second loan along with other products the process has always been super easy and smooth. Reviewed on: 26th March 2025

Lightning fast personal loan!

I applied for a Zopa Loan through the CredAbility app as I was pre approved for a personal loan that I had been searching for. The interest rate was good and I already have a credit card with them, so I knew they were a good and reliable lender. I was mind blown over how quick and easy it was to apply! And then the money was in my account within seconds of me submitting the application! Amazing service! Reviewed on: 26th March 2025

Applying for a loan is so easy and quick!

Applying for a loan is so easy and quick! Reviewed on: 25th March 2025

Easy to apply, approval fast, receipt of money super...

Easy to apply, approval fast, receipt of money super speedy Reviewed on: 22nd March 2025

Excellent service from the start

Excellent service from the start Reviewed on: 20th March 2025

Easy and prompt.

Easy and prompt. The app isn’t complicated Reviewed on: 19th March 2025

Always go for zoopa

Quick and satisfying customer service delivery. Easy steps to securing loan Reviewed on: 19th March 2025

Good experience from start to finish

Good experience from start to finish Reviewed on: 19th March 2025

Zopa excellent borrower,.puts the lenders first.

Zopa have the best interest in their lenders and provide an excellent service to ensure safe appropriate lending with an understanding approach to lenders and their needs. Reviewed on: 19th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Credit Star 0.00 from 0 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Loans
from Great Western Credit Union 4.81 from 1500 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub