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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very simple easy loan paid out quickly enabling us t...

Very simple easy loan paid out quickly enabling us to get the home improvements underway Reviewed on: 18th March 2025

I needed a loan few years ago to help my financial s...

I needed a loan few years ago to help my financial situation & Zoopa helped where others wouldn’t, and helped my financial situation, Reviewed on: 17th March 2025

Good experience

Took out a loan, the process was clear. Got the best deal with the right amount i needed. Customer service has also been very helpful. Reviewed on: 16th March 2025

Super quick and easy to apply do a loan.

Super quick and easy to apply do a loan. Money paid into account in a few minutes. Easy to use app. Very good interest rates. Good saving accounts with easy to set up pots for saving with delayed access. Reviewed on: 15th March 2025

Quick decision quick funds very helpful

Quick decision quick funds very helpful Reviewed on: 14th March 2025

Help without many question, very helpful company

Help without many question, very helpful company Reviewed on: 13th March 2025

the most straightforward process that I have ever ha...

the most straightforward process that I have ever had for a personal loan , money was available within minutes and process was seamless , would recommend to everyone Reviewed on: 13th March 2025

I applied for the loan and within minutes it was don...

I applied for the loan and within minutes it was done and in my account Reviewed on: 12th March 2025

I have had a great experiance with Zopa

I have had a great experiance with Zopa - Nothing is too much trouble. Their app and site are clear and no mess. Reviewed on: 11th March 2025

I was pre-approved a loan, I knew the exact amount a...

I was pre-approved a loan, I knew the exact amount and interest rate was very clear, the app is easy to navigate and I can see amounts paid and outstanding which is helpful Reviewed on: 9th March 2025

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