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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I really enjoy the ease of applying for a loan.

I really enjoy the ease of applying for a loan. The transparent information shared and the friendly customer service . Reviewed on: 7th March 2025

was quick and easy, very helpful in customer service

was quick and easy, very helpful in customer service Reviewed on: 7th March 2025

Applying for and getting a personal loan on line was...

Applying for and getting a personal loan on line was so smooth and easy.Shame this can't be said for all high street banks Reviewed on: 6th March 2025

Brilliant company, the app is so easy to use.

Brilliant company, the app is so easy to use. Never had any problems with them. Anyone I have spoke to who works there have been extremely helpful and all issues sorted immediately Reviewed on: 6th March 2025

This company doing excellent job

Very good if you have problem to money this company can help fast all communicate for everything.Thans for you help hard time Reviewed on: 6th March 2025

Quick, simple and reliable loan

Straightforward application, money within a few days. App to log on and check loan details anytime. Reviewed on: 6th March 2025

Great service

Always helpful and discreet, carnt fault the customer service. Reviewed on: 5th March 2025

The most Wonderful experience I've ever had with a...

The most Wonderful experience I've ever had with a bank zopa can't be beaten for quality of service.thank you Reviewed on: 5th March 2025

Straight forward application and easy to use and no...

Straight forward application and easy to use and no difficulty in giving correct information and detailed documentation and no problem in applying for the loan. Many thanks Reviewed on: 5th March 2025

Zopa is a great modern twist on a loan, instant paym...

Zopa is a great modern twist on a loan, instant payment after approval and really easy to manage via App & Website, great value and the process is made much easer Reviewed on: 5th March 2025

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