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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick lian

Fill out loan form and got a quick answer which was great Reviewed on: 9th March 2025

Quick easy no fuss application and great follow up c...

Quick easy no fuss application and great follow up customer service. Reviewed on: 9th March 2025

I applied for a loan and within minutes I had the am...

I applied for a loan and within minutes I had the amount I applied for in my account easy as 123 Reviewed on: 9th March 2025

Super professional staff, quick application, fast de...

Super professional staff, quick application, fast decision and excellent communication post application. Settled existing loan promptly. I couldn’t ask for more. I will be happy to use Zopa again and recommend to friends and family. Reviewed on: 8th March 2025

No hassle no hassle

No hassle Easy to sort loan. Staff talked you through the hole thing. Reviewed on: 8th March 2025

So easy to use, money was in the bank so...

So easy to use, money was in the bank so quick Reviewed on: 8th March 2025

Good rsonal loans excell

Good value personal loans excellent customer service Reviewed on: 7th March 2025

Very fast to be approved and release the money

Very fast to be approved and release the money Reviewed on: 7th March 2025

When I needed support Zopa provided a great package.

When I needed a loan Zopa provided me with a suitable as well as affordable package that helped me to look after and adjust my personal finances. I’m grateful for Zopa to have been with me throughout the journey. Reviewed on: 7th March 2025

Zopa offer a very simply system to apply for a loan...

Zopa offer a very simply system to apply for a loan , its easy to access on line and I have spoken in person to staff at Zopa , they were so friend and gave clear advice and guidance Reviewed on: 7th March 2025

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