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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Love the app

Love the app and borrowing power calculation which updat s frequently Reviewed on: 1st March 2025

I like that I can pay little extra back on the loan...

I like that I can pay little extra back on the loan ,when I have a little extra . As Barclays don't let you Reviewed on: 1st March 2025

Simple to use app, very helpful .

Simple to use app, very helpful . Great to use Reviewed on: 1st March 2025

Easy website and approval.

Easy website and approval. Easy to pay off. Reviewed on: 1st March 2025

Very smooth and easy application

Very smooth and easy application Reviewed on: 1st March 2025

Zopa customer service.

Zopa are very accommodating in their customer service. What I like best is a lot can be done through their easy access and to understand app. Reviewed on: 1st March 2025

Good experience

Quick to complete and reasonable rates Reviewed on: 1st March 2025

It has been the smoothest, and simplest experience.

It has been the smoothest, simplest and friendliest experience. I'm kept up to date and always feel I'm in control of my account. I cannot fault Zopa. Reviewed on: 1st March 2025

Great to deal with customer service great

Great to deal with customer service great Reviewed on: 1st March 2025

Very good It has been very helpful when I needed it

It has been very helpful when I needed it Reviewed on: 1st March 2025

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