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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast and easy to get started.

Fast and easy to get started, excellent service and easy to use app Reviewed on: 1st March 2025

Highly Recommend and One to TRUST.

I got a very competitive loan for ZOPA and from the initial quote and now almost 4 years with my final payment next month, I have had nothing but praise, confidence and belief in Zopa. They also have a fantastic app where you can easily track your payments and know exactly where you are with regards the loan. Reviewed on: 1st March 2025

Have a credit card and a loan really helpful when I...

Have a credit card and a loan really helpful when I applied as I struggle with fill forms in especially on line. A great team to guide you all the way Reviewed on: 1st March 2025

Easy Peasy

Every part of the process was so easy to follow and understand and the money was transferred immediately. Reviewed on: 1st March 2025

Very good and easy would recommend to family and fri...

Very good and easy would recommend to family and friends Reviewed on: 1st March 2025

Zopa

I've had a number of loans in the past with Zopa , it is very easy to apply and the rates are great . The app is excellent and very easy to use giving you your credit rating and any products available to you . Overall an excellent company to deal with Reviewed on: 1st March 2025

Simple, easy to use apps, always know where I stand.

Simple, easy to use apps, always know where I stand. Simple yet very effective Reviewed on: 1st March 2025

Straight Forward and Easy

The application process was so easy, straight forward and quick decision given Reviewed on: 1st March 2025

Easy and quick for approved money

Easy and quick for approved money Reviewed on: 1st March 2025

fast and easy loan

fast and easy to apply for and get payment Reviewed on: 1st March 2025

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