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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent Great product great service

Great product great service easy to use on the app always here to help Reviewed on: 1st March 2025

Fantastic

Always smooth process with reasonable interest rates. Recommend ZOPA all the time to friends and family. Reviewed on: 1st March 2025

Super easy to get pre approved for loan.

Super easy to get pre approved for loan. money in bank account within seconds . app is super easy to navigate and savings accounts are really good . Will defo use Zopa next time I want a loan . Fantastic rates on loans Reviewed on: 1st March 2025

Proffisionally perfect, the loans are quick easy to...

Proffisionally perfect, the loans are quick easy to apply for and get. Then the simple to use App let's you keep track of the loan. Nice to see it come down Reviewed on: 1st March 2025

Best rates available and the app is great

Best rates available and the app is great Reviewed on: 1st March 2025

Consolidation loan

Decent rate and easy to make extra payments. Really helped me get rid of credit cards. Reviewed on: 1st March 2025

Zopa has helped me when I needed a loan and their ap...

Zopa has helped me when I needed a loan and their application form is easy to use Reviewed on: 1st March 2025

Easy to apply and got a quick answer

Easy to apply and got a quick answer Reviewed on: 1st March 2025

Quick and easy.

Quick and easy. Very good rates and the app is fab so you can see how much you owe and it’s good to see your balance going down. Reviewed on: 1st March 2025

From application to completion it was a smooth journey.

From application to completion it was a smooth journey. One phone call and the money was in the bank making the purchase of my car an enjoyable experience. Reviewed on: 1st March 2025

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