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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I needed a loan that was granted to me immediately.

I needed a loan that was granted to me immediately. After a few months it was due in full and it was also quick and easy with no extra fees. Reviewed on: 1st March 2025

A worthy responsible lender

Found the process of applying for a loan very easy and quick results. Good rates of interest and, with the App., you can see exactly where you are in your repayments and any offers available. Also lend responsibly while some companies wouldn’t. Would definitely us them again. Reviewed on: 1st March 2025

Great Service

Great service, I have a Credit Card also a Personal Loan, Like the layout of the App, very easy to use and Informative very happy customer. Reviewed on: 1st March 2025

customer service

Every time I have had to speak to a customer service Advisor they have dealt with my enquiry professionally and dealt with my enquire swiftly. Reviewed on: 1st March 2025

Very easy to deal with when setting up your loan

Very easy to deal with when setting up your loan Reviewed on: 1st March 2025

Great customer service very fast and friendly

Great customer service very fast and friendly Reviewed on: 1st March 2025

Very helpful and efficient.

Very helpful and efficient. Feels safe in their hands Reviewed on: 1st March 2025

No nonsense

Easy experience from the start. Good rates and flexible payment options Reviewed on: 1st March 2025

Very fast service ,within seconds money in account

Very fast service ,within seconds money in account Reviewed on: 1st March 2025

I mattered!

I wanted to simplify my financial situation, but was worried about the whole process, especially about the prospect of having to talk to someone. I found the application straightforward, and was notified that I would be contacted. My worse scenario.. But the person who phoned me could not have been more pleasant. I felt the purpose of the call was to make sure I was taking the right affordable route to help my financial situation. I felt I mattered as an individual. Thank you! Reviewed on: 1st March 2025

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