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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Happy Customer

Quick, easy and efficient service from Zopa. The app lets me track my payments easily. Reviewed on: 1st March 2025

Used zopa on multiple occasions - quick for de...

Have used zopa on multiple occasions - quick for decision and money available swiftly. Fair APR - and good standard of service Reviewed on: 1st March 2025

Easy and quick application process.

Very competitive loan rate and nice app to see all the details of your loan and progress of repayments. Easy and quick application process as well. I took a loan for 3 years in 2022 and just paid off last month. Recommended. Reviewed on: 1st March 2025

Loan andvtates

Really easy to deal with very helpful on the phones and great rates I’ve had 2 loans now thumbs up all the way for zopa Reviewed on: 1st March 2025

Great company very helpful

Great. Customer service and easy to use services Reviewed on: 1st March 2025

Very fast process excellent service

Very fast process excellent service Reviewed on: 1st March 2025

Brilliant customer service and fab app would recconend

Brilliant customer service and fab app would recconend Reviewed on: 1st March 2025

Excellent loan offer

I applied for a loan. The decision was made very quickly and the money was in my account. My payments were straight forward and the plan worked well for me. Reviewed on: 1st March 2025

Were there when I needed them

I rang up zopa after an unexpected circumstance came up, and they were able to provide me with a loan right then and there. Reviewed on: 1st March 2025

Easy to use website for loans and credit cards.

Easy to use website for loans and credit cards. Simple to track your spend and manage your payments. Reviewed on: 1st March 2025

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