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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super Zopa

Zopa was quick and easy. The system is user-friendly and clear to navigate showing what was borrowed, your monthly payments and how much you have left to pay. The system also offers many other features. such as credit score and your borrowing power rate and how to improve this as well as the option to open an account for saving. Reviewed on: 28th February 2025

They are very helpful excellent service from start...

They are very helpful excellent service from start to finish Reviewed on: 28th February 2025

It’s so easy to use and I love how easy the app is.

It’s so easy to use and I love how easy the app is. Reviewed on: 28th February 2025

excellent service and great website

excellent service and great website Reviewed on: 28th February 2025

Very helpful in letting me know how I am doing...

Very helpful in letting me know how I am doing Reviewed on: 28th February 2025

I had a fantastic experience with Zopa.

I had a fantastic experience with Zopa. The loan application process was smooth and straightforward, with clear communication at every step. The team was professional, responsive, and genuinely helpful in finding the best terms to suit my needs. Everything was processed efficiently, and I felt supported throughout the entire journey. I highly recommend Zopa for anyone looking for a reliable and customer-focused financial institution! Reviewed on: 28th February 2025

When I applied for my loan it was very easy to navig...

When I applied for my loan it was very easy to navigate from start to finish loan was in my bank account very quickly Reviewed on: 28th February 2025

I advise It's easy I recommend very good

I advise It's easy I recommend very good Reviewed on: 28th February 2025

Zopa, is efficient and reliable.

Zopa, is efficient and reliable. The efficiency is impressive, due clarity on application and speed on service. Reviewed on: 28th February 2025

Reducing my monthly credit payments was fuss free an...

Reducing my monthly credit payments was fuss free and easy to do. Once all the checks had been made the money was in my account almost instantly. All the information is easy to understand and communication is clear. Reviewed on: 28th February 2025

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