Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super Zopa

Zopa was quick and easy. The system is user-friendly and clear to navigate showing what was borrowed, your monthly payments and how much you have left to pay. The system also offers many other features. such as credit score and your borrowing power rate and how to improve this as well as the option to open an account for saving. Reviewed on: 28th February 2025

They are very helpful excellent service from start...

They are very helpful excellent service from start to finish Reviewed on: 28th February 2025

It’s so easy to use and I love how easy the app is.

It’s so easy to use and I love how easy the app is. Reviewed on: 28th February 2025

excellent service and great website

excellent service and great website Reviewed on: 28th February 2025

Very helpful in letting me know how I am doing...

Very helpful in letting me know how I am doing Reviewed on: 28th February 2025

I had a fantastic experience with Zopa.

I had a fantastic experience with Zopa. The loan application process was smooth and straightforward, with clear communication at every step. The team was professional, responsive, and genuinely helpful in finding the best terms to suit my needs. Everything was processed efficiently, and I felt supported throughout the entire journey. I highly recommend Zopa for anyone looking for a reliable and customer-focused financial institution! Reviewed on: 28th February 2025

When I applied for my loan it was very easy to navig...

When I applied for my loan it was very easy to navigate from start to finish loan was in my bank account very quickly Reviewed on: 28th February 2025

I advise It's easy I recommend very good

I advise It's easy I recommend very good Reviewed on: 28th February 2025

Zopa, is efficient and reliable.

Zopa, is efficient and reliable. The efficiency is impressive, due clarity on application and speed on service. Reviewed on: 28th February 2025

Reducing my monthly credit payments was fuss free an...

Reducing my monthly credit payments was fuss free and easy to do. Once all the checks had been made the money was in my account almost instantly. All the information is easy to understand and communication is clear. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from 247Moneybox 3.64 from 65 reviews
Personal Loan
from RAC 3.92 from 6 reviews
Personal loans
from Plata 4.85 from 13649 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub