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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple and clear!

Simple and clear! It was easy to understand the process and payment amounts. Reviewed on: 28th February 2025

Great to use

I find Zopa transparent, helpful and very easy to do business with. Reviewed on: 28th February 2025

people friendly loans...

zopa are very easy to use with great rates and no early repayment charges and also you can over pay to reduce the monthly repayments ... very good Reviewed on: 28th February 2025

Very clear and always keep you informed of your loan.

Very clear and always keep you informed of your loan. Reviewed on: 28th February 2025

Staff are always extremely helpful when answering qu...

Staff are always extremely helpful when answering questions and solving problems. Reviewed on: 28th February 2025

Quick, simple and easy to understand.

Quick, simple and easy to understand. Reviewed on: 28th February 2025

Helpful and friendly,

Helpful and friendly, where others seemed to put obstacles in your way Reviewed on: 28th February 2025

Transactions are very fast, including repayments.

Transactions are very fast, including repayments. The app is excellent very intuitive. Reviewed on: 28th February 2025

Very easy to search for the right product online and...

Very easy to search for the right product online and apply Reviewed on: 28th February 2025

Very good app I am happy with the card

Very good app I am happy with the card Reviewed on: 28th February 2025

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