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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Efficient and straight forwards processes make the e...

Efficient and straight forwards processes make the engagement more enjoyable. Reviewed on: 28th February 2025

I was looking for a loan.

I was looking for a loan. With Zopa the process was easy and my loan was approved and the funds in my bank the same day Reviewed on: 28th February 2025

Impossible to be any easier

Couldn’t have been any easier to arrange the loan , a few minutes, then confirmation and the money was in my account in no time Reviewed on: 28th February 2025

I arranged a loan with Zoopla.

I arranged a loan with Zoopla. It was all sorted within a couple of days making payments is easy being able to review the balance on the app is so simple. Reviewed on: 28th February 2025

My experience with Zopa has to be top notch for comm...

My experience with Zopa has to be top notch for communication and friendly interaction with me. The service they provide is very helpful and informative. I would recommend Zopa to anyone as they make sure you have information on the product and service they offer and take away the stressful on worrying about your choices you take on the product or service offered Reviewed on: 28th February 2025

Great service

Application was quick and simple and the regular updates are very helpful. Reviewed on: 28th February 2025

I’m very happy with this , great opportunity thanks

I’m very happy with this , great opportunity thanks Reviewed on: 28th February 2025

So quick and easy could not get better service

So quick and easy could not get better service Reviewed on: 28th February 2025

We have had a couple of loans from Zopa now .

We have had a couple of loans from Zopa now . I have been impressed with the overall service and the structure. I always think if you could recommend the supplier and you would get another loan then that is the measure of the company . Reviewed on: 28th February 2025

App is very user friendly and easy to use.

App is very user friendly and easy to use. Reviewed on: 28th February 2025

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