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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Setting the example pushing the standard of future loans

5
Great service, excellent rates,great app, opportunity to invest your own money . Reviewed on: 4th January 2018

Easy application

5
Applying for a loan was quick, easy, straightforward and was approved straight away would recommend this company to all Reviewed on: 4th January 2018

Zopa

5
very simple to apply very professional Reviewed on: 4th January 2018

Easy company to deal with

5
Very quick decision,easy and hassle free,no sales calls,excellent company to deal with Reviewed on: 4th January 2018

Simply and quick process!

5
I applied for a Zopa loan for purchasing a car. The process of applying was quick and easy and I was accepted very quickly. The options of early payments with no charge and low interest rates attracted me to choosing Zopa. Reviewed on: 4th January 2018

Easy fast no issues with zopa

5
Borrowed money for home improvements! Zopa we’re lowest interest rate on money supermarket and have us fast efficient service. Reviewed on: 4th January 2018

Very good

5
Very fast. The money was in the bank a day earlier than stated. Very easy to do. Reviewed on: 4th January 2018

Best interest rate on the market

5
What you see is what you get Honest reliable service no hassle quick and painless !!! Reviewed on: 4th January 2018

So simple, open and honest

5
Happy with all aspects of the loan. Reviewed on: 4th January 2018

Efficient customer service

5
My loan application was very straight forward and prompt. After submitting the required documentations, the review process and dispersal of the loan amount happened within the stipulated time period. Reviewed on: 4th January 2018

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