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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant

Quick and easy, have recommended to all my family and friends. Can manage easily online Reviewed on: 4th January 2018

Efficient and simple to apply, excellent customer service

Straight forward to apply for a loan,execellent online tool, no hidden costs and easy to check payment history, balance to pay,etc. A lot of thought and usability put into the customer view of the service. Reviewed on: 4th January 2018

Excellent

Very quick and easy, would definitely recommend Reviewed on: 4th January 2018

Quick and Simple

Easy to use. Straightforward process and great service. Reviewed on: 4th January 2018

Great fast professional service

It was so easy and pain free, I received the loan seemlessly within a matter of days. The application was quick to fill out and it was the best rate I found! Reviewed on: 4th January 2018

Easy process and great service

Very helpful customer service team Reviewed on: 4th January 2018

fast and stress free

ive now had 3 loans with zopa, 2 of which have been repaid, I found the whole process from loan application, to acceptance and payment and to repayment very simple and straightforward, as is their website which gives full up to date info on the loan state of play. ive recommended zopa to friends too and they im turn have found it useful and recommended to others. Reviewed on: 4th January 2018

Extremely professional and helpful

They answered any question I had very quickly and efficiently. They couldn’t do enough for me and always did it in a very friendly way. They make a phone call very quick rather than the usual on hold for 15 minutes before you have spoken to anyone with other companies. Reviewed on: 4th January 2018

Simple, Quick and Easy

Getting a loan with Zopla was super simple, quick and easy. The loan cleared within minutes and the team have been extremely useful with any questions I may have had. Reviewed on: 4th January 2018

Easy and great

very is it to complete with great rates highly recommended Reviewed on: 4th January 2018

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