Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Decent Simple Easy

Straightforward not complicated application process. No hidden fees. Definitely Recommend Reviewed on: 4th January 2018

Quick and easy

I applied for my Zopa loan almost 2 years ago. The application was straight forward and i had the funds in my account within 48 hours. I'd recommend them to anyone and have never had any issues. Reviewed on: 4th January 2018

zopa

very good and very low interest rates, very flexible, easy to keep up to date with the dashboard, only loan place i trust. Reviewed on: 4th January 2018

awesome

Needed a competitive loan quickly,using online service was simple,accessible and straightforward. No hassle lending at its best! Reviewed on: 4th January 2018

Brilliant

This was the easiest loan provider I have ever dealt with from the application process to the loan management once accepted. Why can't all providers work this way? Reviewed on: 4th January 2018

Great quick

Great quick loan at a very competitive Apr rate . Reviewed on: 4th January 2018

helpful and simple

Zopa have helped me in times of financial difficulty. They are quick and easy to check eligibility Reviewed on: 4th January 2018

Best way for a loan

Easy, great rates. Definitely would go for Zopa again. Reviewed on: 4th January 2018

Easy and straightforward

Aproachable advice and smooth interaction Reviewed on: 4th January 2018

Good interface, simple loan

Simple, straightforward to deal with, great website Reviewed on: 4th January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Thamesbank Credit Union 4.02 from 19 reviews
Personal loans
from Abound 4.79 from 18085 reviews
Loans
from HEY Credit Union 4.92 from 565 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub