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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great Experience

I was amazed at how quickly the money was transferred to my account after application for a personal loan. The app makes is easy to manage my load and track progress in repaying it. Reviewed on: 28th February 2025

Had a few loans from Zopa, easy to apply great rates...

Had a few loans from Zopa, easy to apply great rates offered, never had any issues, always paid back by DD, having the app makes it easy to track payments, and check on previous loans, would recommend Reviewed on: 28th February 2025

I found Zopa to be a great company who deliver the b...

I found Zopa to be a great company who deliver the best competitive loans at a reasonable price Reviewed on: 28th February 2025

Great value for money,

Great value for money, easy application no fuss Reviewed on: 28th February 2025

Top Rating

Hassle free application, the app allows me to keep upto date with any offers and viewing my acc Reviewed on: 28th February 2025

Zopa have been fast and helpful anytime I have made...

Zopa have been fast and helpful anytime I have made an enquiry Reviewed on: 28th February 2025

Always helpful, very efficient easy access when need...

Always helpful, very efficient easy access when needed I have no complaints with service I get. In future Zopa will always be my first company of choice Reviewed on: 28th February 2025

Zopa Loan application review

The application process was very user friendly and gave a decision quickly and the money was in my bank the same day. The loan rate was very good. Reviewed on: 28th February 2025

Very easy to use their service and app.

Very easy to use their service and app. Reviewed on: 28th February 2025

Excellent customer service and v

Excellent customer service and v Reviewed on: 28th February 2025

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