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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

hassle free loan

hassle free loan provider at competitive rates . Promptly confirmed loan application with money in my bank account Reviewed on: 28th February 2025

Really quick with a decision and money in bank reall...

Really quick with a decision and money in bank really quick Reviewed on: 28th February 2025

Great way to get help.

it has been great, the process and on going support is really good. New and exciting products are evolving thus enhansing the business further. Reviewed on: 28th February 2025

Great service and good rates.

I applied for a loan for a car and Zopa accepted me straight away with a good rate I then asked for another loan to help my wife clear a debt with the bank as they would not help her and Zopa did not hesitate to help and gave me another loan. So they have been a great help as my loan is now paid off and second loan only £50.00 left. Reviewed on: 28th February 2025

Great service can fault them!

Great and easy to use, all information is so easy to access and love the App it great and so easy to use to make extra payments and keep up to date with. Highly recommend Zopa and have to my family and friends already Reviewed on: 28th February 2025

Absolutely fantastic easy form to fill in no waiting...

Absolutely fantastic easy form to fill in no waiting hours for the decision Reviewed on: 28th February 2025

Simple and hassle free

Used Zopa for a few years now. Simple and hassle free. Reviewed on: 28th February 2025

Easy, fast and useful.

Easy, fast and useful. They helped me with this in a great way. Reviewed on: 28th February 2025

Practically perfect!

Easy to apply, quick response, excellent app to manage your loan. Reviewed on: 28th February 2025

Excellent

Quick easy no “small prints issues” Reviewed on: 28th February 2025

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