Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

hassle free loan

hassle free loan provider at competitive rates . Promptly confirmed loan application with money in my bank account Reviewed on: 28th February 2025

Really quick with a decision and money in bank reall...

Really quick with a decision and money in bank really quick Reviewed on: 28th February 2025

Great way to get help.

it has been great, the process and on going support is really good. New and exciting products are evolving thus enhansing the business further. Reviewed on: 28th February 2025

Great service and good rates.

I applied for a loan for a car and Zopa accepted me straight away with a good rate I then asked for another loan to help my wife clear a debt with the bank as they would not help her and Zopa did not hesitate to help and gave me another loan. So they have been a great help as my loan is now paid off and second loan only £50.00 left. Reviewed on: 28th February 2025

Great service can fault them!

Great and easy to use, all information is so easy to access and love the App it great and so easy to use to make extra payments and keep up to date with. Highly recommend Zopa and have to my family and friends already Reviewed on: 28th February 2025

Absolutely fantastic easy form to fill in no waiting...

Absolutely fantastic easy form to fill in no waiting hours for the decision Reviewed on: 28th February 2025

Simple and hassle free

Used Zopa for a few years now. Simple and hassle free. Reviewed on: 28th February 2025

Easy, fast and useful.

Easy, fast and useful. They helped me with this in a great way. Reviewed on: 28th February 2025

Practically perfect!

Easy to apply, quick response, excellent app to manage your loan. Reviewed on: 28th February 2025

Excellent

Quick easy no “small prints issues” Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Lending Stream 4.94 from 5103 reviews
Personal loan
from Kroo 4.96 from 201 reviews
Loans
from Oakbrook Finance 4.91 from 1046 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub