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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Just very good service.

Just very good service. Excellent App too. Reviewed on: 28th February 2025

Easy to understand website.

Easy to understand website. Emails are always friendly and cheerful in content, and their rates are very competitive. Reviewed on: 28th February 2025

Bank of the future, now.

Zopa was a really easy experience and the app is fantastic for visibility. Decision was very quick and easy with no hassle. Definitely a bank of the future which will no doubt (and quite rightly) take away market share from the big players which are not hardly as customer focused. Would definitely recommend. Reviewed on: 28th February 2025

No hassles and very easy to deal with

No hassles and very easy to deal with Reviewed on: 28th February 2025

Quick, simple, transparent process.

Very quick decisions. No reams of paper work each time as they have your details stored. very easy process. Reviewed on: 28th February 2025

Easy application, information and money received on...

Easy application, information and money received on the same day Reviewed on: 28th February 2025

Quick and easy.

Quick and easy. App is brilliant and exceptional service. Would highly recommend this bank. Reviewed on: 28th February 2025

Brilliant

Excellent service, fast, reliable, straightforward, easy, efficient, transparent, and and excellent app, to keep you updated on the go!! Reviewed on: 28th February 2025

Interest rates are excellent!

Interest rates are excellent! App is easy to use and helps manage your account easier Reviewed on: 28th February 2025

User friendly and customer orientated experience.

User friendly and customer orientated experience. On the rare occasion that mistakes are made, Zopa are always quick to investigate and rectify these. I am very happy with the service I have received. Reviewed on: 28th February 2025

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