Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

At the time of looking for loans, the intrest rate w...

At the time of looking for loans, the intrest rate was very competitive, app is easy to use and keep track of your loan Reviewed on: 28th February 2025

Mind at ease

I had someone call me before my loan was approved. They made me feel at ease and happy to be speaking to them about my situation (which can be embarrassing). Reviewed on: 28th February 2025

Fantastic service prompt and informative

Fantastic service prompt and informative Reviewed on: 28th February 2025

Easy and straightforward

Easy online application with great rates and flexibility to change. No unexpected surprises Reviewed on: 28th February 2025

First class customer focused service

I needed a quick loan turnaround at a good rate and this was provided by Zopa. The seamless transaction and user interface makes financial management less of a chore but instead allows you to control your loan/finance with minimal fuss. Brilliant service and company Reviewed on: 28th February 2025

Straightforward and easy

Straightforward and easy to make application and manage the loan. The app is really good to stay o top of balances. Reviewed on: 28th February 2025

Efficient and just pleasantly easy.

Efficient and just pleasantly easy.! Highly recommend to everyone. I I’ve having my current account with Zopa and the app is just absolutely great. I work in a high street bank and can’t recommend Zopa enough. Reviewed on: 28th February 2025

Very helpful

Very helpful well mannered and just what you need Reviewed on: 28th February 2025

Easy to apply and quick response

Easy to apply and quick response Reviewed on: 28th February 2025

ZOPA walked me through the whole procedure when I to...

ZOPA walked me through the whole procedure when I took out a loan. It was very clear and concise and nothing was too much bother. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Fair Finance 3.39 from 9 reviews
Personal Loan
from Updraft 4.88 from 11079 reviews
Employee Loans
from Neyber 3.74 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub