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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy application process and very quick service.

Easy application process and very quick service. Reviewed on: 28th February 2025

Brilliant

It was the easiest process ever , the money was in my account with in the hour Reviewed on: 28th February 2025

Inhave been dealt with very exceptionally well

Inhave been dealt with very exceptionally well Reviewed on: 28th February 2025

Simple and efficient easy to use as the app helped m...

Simple and efficient easy to use as the app helped me keep track of payments and time left on are agreement Reviewed on: 28th February 2025

Very easy to apply and paid into account quickly.

Very easy to apply and paid into account quickly. Online app good and easy to use too. Reviewed on: 28th February 2025

Quick and efficient easy to understand

Quick and efficient easy to understand Reviewed on: 28th February 2025

Smooth and undaunting experience from start to finish

Smooth and undaunting experience from start to finish Reviewed on: 28th February 2025

First choice

Was looking for a help to purchase a new car thanks to the easy and quick process. I was able to get the car I had found without any problems. Not the first time I’ve used Zopa. Always been amazing Reviewed on: 28th February 2025

I have had multiple loans over the years all very ea...

I have had multiple loans over the years all very easy to deal with including using a cooling off period on one occasion my wife and extended family have also used Zopa on our recommendation Reviewed on: 28th February 2025

A good service and I would use again I do wish the p...

A good service and I would use again I do wish the pre approved loans was pre approved without having to restart a new quote good still good service Reviewed on: 28th February 2025

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