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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

At the time of looking for loans, the intrest rate w...

At the time of looking for loans, the intrest rate was very competitive, app is easy to use and keep track of your loan Reviewed on: 28th February 2025

Mind at ease

I had someone call me before my loan was approved. They made me feel at ease and happy to be speaking to them about my situation (which can be embarrassing). Reviewed on: 28th February 2025

Fantastic service prompt and informative

Fantastic service prompt and informative Reviewed on: 28th February 2025

Easy and straightforward

Easy online application with great rates and flexibility to change. No unexpected surprises Reviewed on: 28th February 2025

First class customer focused service

I needed a quick loan turnaround at a good rate and this was provided by Zopa. The seamless transaction and user interface makes financial management less of a chore but instead allows you to control your loan/finance with minimal fuss. Brilliant service and company Reviewed on: 28th February 2025

Straightforward and easy

Straightforward and easy to make application and manage the loan. The app is really good to stay o top of balances. Reviewed on: 28th February 2025

Efficient and just pleasantly easy.

Efficient and just pleasantly easy.! Highly recommend to everyone. I I’ve having my current account with Zopa and the app is just absolutely great. I work in a high street bank and can’t recommend Zopa enough. Reviewed on: 28th February 2025

Very helpful

Very helpful well mannered and just what you need Reviewed on: 28th February 2025

Easy to apply and quick response

Easy to apply and quick response Reviewed on: 28th February 2025

ZOPA walked me through the whole procedure when I to...

ZOPA walked me through the whole procedure when I took out a loan. It was very clear and concise and nothing was too much bother. Reviewed on: 28th February 2025

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