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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great app.

Great app. Friendly and efficient customer services Reviewed on: 28th February 2025

VIVA ZOPA

The simplest of applications,the quickest transfer of funds backed up by great aftercare. I would recommend anyone to go Zopa. Reviewed on: 28th February 2025

Good rates and easy process

Good rates, easy process and I had a problem they really understood and helped with a solution Reviewed on: 28th February 2025

Fast and Affordable

Loan confirmed quickly and it was on a low % rate allowing me to consolidate debts sitting on higher rates WIN WIN Reviewed on: 28th February 2025

Zopa were quick and easy, gave me the amount i wante...

Zopa were quick and easy, gave me the amount i wanted at a rate i could easily afford, and over a timescale i wanted. I would totally recommend Zopa they were miles cheaper than most by far and i really looked. Reviewed on: 28th February 2025

Easy to apply.

Easy to apply. Quick and efficient response Reviewed on: 28th February 2025

Overall easy to use service and app

Overall easy to use service and app Reviewed on: 28th February 2025

Fantastic app to apply and keep track of accounts

Fantastic app to apply and keep track of accounts Reviewed on: 28th February 2025

Straight forward honest company very easy to deal with

Straight forward honest company very easy to deal with Reviewed on: 28th February 2025

I needed a loan, I already have a Zopa credit card s...

I needed a loan, I already have a Zopa credit card so applied through the app, got accepted and the apr was better than I expected, money was in my bank in 5 minutes Reviewed on: 28th February 2025

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