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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fair to the common people

Very affordable and real world rates to help people not break people . A company to return too for outstanding service . Hard to find in this financial times . Well done Reviewed on: 3rd January 2018

Easy smart cheap

Had no problems in getting the loan i also got a good interest rate Reviewed on: 3rd January 2018

Professional and friendly

Zopa are an awesome company, nothing but professionalism and friendliness! I would highly recommend this company! Reviewed on: 3rd January 2018

Excellent experience with Zopa

Easy application, quick loan release, easy to reach customer service, good interest rate Reviewed on: 3rd January 2018

[email protected]

Really pleased with Zopa would definitely recommend Reviewed on: 3rd January 2018

Fantastic service for both borrowing and investing

Brilliant to deal with always, easy to borrow and even easier to pay Reviewed on: 3rd January 2018

Super friendly

Excellent customer service super friendly staff Reviewed on: 3rd January 2018

Excellent service

Very quick and helpful. Competitive rates Reviewed on: 3rd January 2018

Would Definitely Recommend

Took out a loan a few years back with then, extremely clear terms and brill customer service. Only thing that lets them down is the (sometimes) higher APR rate for existing customers Reviewed on: 3rd January 2018

Fantastic company, loans made simple!

I needed a loan quickly and with a good income but less than perfect credit score, Zopa lent me the money at a fair rate. Much lower APR than most other companies and was in my bank in super quick time. Thanks Zopa! Reviewed on: 3rd January 2018

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