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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Good service

Very satisfied , fast quote , quick payment ,into my account Reviewed on: 3rd January 2018

Flexible lending

I like Zopa for its no nonsense approach to lending. Everything is clear and uncomplicated leading to a more enjoyable and stress free experience. Reviewed on: 3rd January 2018

Great rates and easy

As the title states, best rates for a loan I could find, made super easy by a great website where I can manage my loan and make extra payments any time I want. Reviewed on: 3rd January 2018

10/10 Super Loans

Speedy, fast, instant and flexible. Reviewed on: 3rd January 2018

Easy and affordable

My loan was so easy and quick to do. Zips are honest and upfront about all fees and interest rates. They are extremely affordably and I would recommend them to anyone wishing to take out a loan. Reviewed on: 3rd January 2018

Speedy result

It all happened within days. I applied for a loan and it was in my bank account within three days. Excellent service and with speed. Thank you Zopa. Reviewed on: 3rd January 2018

Excellent service

Excellent service during application and quick processing of the loan agreement Reviewed on: 3rd January 2018

Excellent

Definitely recommended. Good quick service and great rate. Reviewed on: 3rd January 2018

Top loan company.

Always been there when I needed help. Plus loans are very competitive with other lenders. Reviewed on: 3rd January 2018

My loan

Getting approved for a loan from zopa was like renewing my wedding vows.safe secure and knowing the outcome would be exactly what I want. Reviewed on: 3rd January 2018

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