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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa - Supa Banka

5
No fuss/Straightforward Application/Excellent Customer Services - what more could you want or need. Zopa - Supa Banka! Reviewed on: 3rd January 2018

Great service

5
Easy and simple to apply for and a great service given Reviewed on: 3rd January 2018

Easy application

5
Simple application process, great website access to account information and quick payment Reviewed on: 3rd January 2018

Really simple and quick

5
I needed to buy an engagement ring and needed a quick Loan. Zopa was so easy and quick. I highly recommend it! Reviewed on: 3rd January 2018

Excellent experience

5
Easy application process, decision and funds within minutes, good rates and regular updates. Excellent experience. Reviewed on: 3rd January 2018

Simple and Great Value

5
It is often quite hard to find a lender that is wiling to put the consumer first but Zopa makes you feel that they do want to help you and not just line their pockets. From the ease of logging in and seeing all what you need to straight away to the application it is made simple and quick. Reviewed on: 3rd January 2018

Very good company good rates

5
Very fast good interest rates helpful and friendly Reviewed on: 3rd January 2018

Easy & straight forward application process

5
Very quick answer after application and good for those who do not have a great credit history without having to go to pay day lenders. Reasonable interest rates and a good way to build up a better credit history. Reviewed on: 3rd January 2018

Amazing

5
They have been great company and a great help Reviewed on: 3rd January 2018

Great Loan Provider

5
Brilliant service and customer service team. Reviewed on: 3rd January 2018

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