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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Easy, fast, no problems

5
Not had one problem with zopa. Good service and easy to work with Reviewed on: 3rd January 2018

Easy to use and cheap

5
Did a search for the cheapest around and Zopa came up top. Application was quick and easy and the website os easy to use to see details of your account including balances. Wouls reccomend to anyone. Reviewed on: 3rd January 2018

Easy way to manage money

5
The best loan company to borrow money from, easy to manage your account and money. Reviewed on: 3rd January 2018

Professional Ethical Efficient

5
I have used zoopla on two separate occasions. They give sound financial advice and are professional in their approach. Zoopla are a company with strong ethical values which I personally respect & value and its why I will continue to be a customer of Zoopla . Reviewed on: 3rd January 2018

Great Loan Provider

5
No bad words, great customer service team and most importantly they listen to my issues and provide answer without judgement. Reviewed on: 3rd January 2018

Good loan company

5
Very easy company to deal with and great can keep an eye on loan balance online Reviewed on: 3rd January 2018

Hassle free

5
Quick to apply, this is my second Zopa loan, extremely hassle free and fast service. Well done Zopa. Reviewed on: 3rd January 2018

Brilliantly Honest

5
I needed a small loan for transport and Zopa was able to help. Payments are easy and the online service is second to none! Reviewed on: 3rd January 2018

Efficient friendly service provided by Zopa

5
I have used Zopa a few times for personal loans and have always found them friendly and efficient . Customer service is brilliant , always helpful on any occasion I have been in contact. Their site is also very user friendly . I would definitely always opt for Zopa as a lender based on this. Reviewed on: 3rd January 2018

Great fantastic

5
Found getting a loan with zopa really easy becau of an easy web site to fill in my quick easy steps. Money in account quickly easy to view my accounts and easy to make early repayments. So pleased with this company took out loan again. Zopa fantastic great. Reviewed on: 3rd January 2018

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