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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple, honest and straightforward

5
Friendly service with clear and simple engagement throughout. A great deal coupled with an ethos that builds trust. Reviewed on: 3rd January 2018
James's avatar
James

Zoopa Zopa

5
This is my 2nd loan with Zopa. The whole experience is so easy and trouble free from the beginning to end. It's a pleasure to deal with them. Reviewed on: 3rd January 2018
Ron Creber's avatar
Ron Creber

Perfect

5
Very friendly and trustworthy customer service. Easy application and the money was in my bank within a few day Reviewed on: 3rd January 2018
Scott burdock's avatar
Scott burdock

Splendid service

5
It's so simple and stress free. Would recommend 100% Reviewed on: 3rd January 2018
Steve Gwilliams's avatar
Steve Gwilliams

Perfect

5
Very friendly and trustworthy customer service, easy application and the money was in my bank account within a few days Reviewed on: 3rd January 2018
Scott burdock's avatar
Scott burdock

Great Provider

5
Quick and Easy. What more does a customer want Reviewed on: 3rd January 2018
neil's avatar
neil

Quick, easy, helpful service

5
Used twice and on both occasions a quick helpful service and low rates Reviewed on: 3rd January 2018
E whiteoak's avatar
E whiteoak

Great all round service

5
Zopa has made taking out a loan simple and stress free. The repayment statement is clear and easy to understand, checking the status of your loan online is also easy and clear. Finally making any changes to your loan, early payment/ payment date change is also effortless. Reviewed on: 3rd January 2018
Rob Jones's avatar
Rob Jones

Excellent and easy

5
Got to be the easiest loan company to deal with, brilliant. Reviewed on: 3rd January 2018
Helen Diplock's avatar
Helen Diplock

Integrity one rarely finds

5
I've had a couple of loans now from Zopa, and I've always had much more than a loan. They have always answered my questions and given me honest advice with a personal touch and treating me with humanity. Well done Zopa. Reviewed on: 3rd January 2018
Michael Darby's avatar
Michael Darby

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