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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Superb low intrest loans

5
Superb low rate loans had a few loans with zopa . Would recomend to me friends Reviewed on: 3rd January 2018

Best in the business

5
No hassle- no form filling - quick answer and money transfer Reviewed on: 3rd January 2018

all good

5
fair and transparent, though i feel i should mention i have never missed a payment! Reviewed on: 3rd January 2018

Easy as 1,2,3

5
The process of applying for a loan with Zopa was really straight forward, which was problem and stress free. Reviewed on: 3rd January 2018

Quick and easy

5
Fast and efficient service Excellent online service Reviewed on: 3rd January 2018

Great service

5
Easy to deal with, great service provided Reviewed on: 3rd January 2018

Easy to set up

5
Best rate I could find and easy set up. Reviewed on: 3rd January 2018

Loans as they should be

5
Solid service across all elements of the customer interface inclusive of the application process, online management portal and telephone service Highly recommend Reviewed on: 3rd January 2018

grate loan zopa

5
the best place to get a load at the best rates Reviewed on: 3rd January 2018

Amazing rates

5
Cheapest rates around. Easy to pay off extra when you want (and actually not get charged extra if you pay off early) Reviewed on: 3rd January 2018

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