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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Lending made easy

Very competitive and straightforward process. Rates and terms easy to understand. Reviewed on: 3rd January 2018

top place to get a loan from

friendly professional and the lowest rates Reviewed on: 3rd January 2018

Friendly, responsible, accessible lending.

First class service, fast decision, responsible lending against your means. Exactly how financial services should work. Reviewed on: 3rd January 2018

Hassle free easy process

Great experience using Zopa, it’s was completely hassle free and so quick getting the funds. I wouldn’t hesitate to recommend to friends and family. Reviewed on: 3rd January 2018

Simple and straight forward

It was easy to apply and once accepted it takes no time at all to be able to buy that special something! Reviewed on: 3rd January 2018

The easy and economical choice

It’s easy to apply and track your loan online with Zopa. It’s also much cheaper to repay than competitors. Why wouldn’t you? Reviewed on: 3rd January 2018

Great

Haven't had any problems with zopa Reviewed on: 3rd January 2018

The best loan option

Loan with Zopa its like eating A cake and having A cake in The same Time. Reviewed on: 3rd January 2018

Easiest and best rates online without unnecessary burocracy

I always find Zopa so effective, easy to use and exceptionally fast to get a decision. I also really enjoy using their online interface which is incredibly simplistic and functional. Definitely get my vote and sincerely hope they win. Reviewed on: 3rd January 2018

Totally recommend this company

Apart from the excellent rates available the process was simple and very easy to follow . Customer service support also great along the way. Totally recommend this company. Reviewed on: 3rd January 2018

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