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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Easy to apply and highly recommended

5
Easy to apply online or via phone, friendly accomidaing company used zopa multiple times with no fuss. Would Highly recommend them. Reviewed on: 3rd January 2018

Can't fault them

5
Easy quick hassle free loan, with no questions asked. Just how I like it Reviewed on: 3rd January 2018

Top drawer

5
Quick, easy and excellent rates. Highly recommend Reviewed on: 3rd January 2018

A stress free experience

5
Clear,consciece,competitive.All round stress free,speedy transaction.As easy as A,B.C. Reviewed on: 3rd January 2018

It was very easy all the process and very helpful

5
It's my 3rd loan with Zopa I think it says all! Thank you Zopa Reviewed on: 3rd January 2018

best coustomer service

5
I did extend my loan with out any problem. :) Reviewed on: 3rd January 2018

Simple, easy and extremely quick

5
We were looking at applying for a loan and Zopa were recommended to us by a friend. We applied, received confirmation within minutes and had the money in our account within a couple of days! Reviewed on: 3rd January 2018

Brillant value loans and customer service

5
Execellent loan rates and great customer service. Very professional website which allows for easy loan management! Reviewed on: 3rd January 2018

Amazing service

5
Never had such an easy application, money received quickly and payments are affordable with low APR. Definitely recommend Reviewed on: 3rd January 2018

Excellent service

5
1st class service and interest rates Reviewed on: 3rd January 2018

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