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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick, easy, professional

I needed money in reasonably quick time & Zopa came through for me. The website is easy to use, the application process is simple, the interest rate is competitive, the response is fast. What more can you ask for? Reviewed on: 3rd January 2018

Fab!

Hassle free loan, good customer service and promptly dealt with. Have previously had zopa loans now on my 3rd, didn’t look elsewhere! Reviewed on: 3rd January 2018

Great service, simple interface, internet ready

I really like the Zopa offering due to its simple interface and clear and concise application process. The company have clearly worked hard to achieve this and it is really good. I want a good mobile experience as well and whilst simple it's also effective. Reviewed on: 3rd January 2018

Super easy service

I have used zopa on a few occasions and the whole process is superb and very easy. Everything is made simple to understand from your personal interest rate to full repayment schedule. You know exactly what is what and left in doubt whatsoever. I'm a very happy customer. Reviewed on: 3rd January 2018

Fantastic

Simply a great service from start to finish. Reviewed on: 3rd January 2018

Easy and affordable

Easy to apply . Rates are very competitive . Have used on more than one occasion and will use again if necessary . Reviewed on: 3rd January 2018

A breath of fresh air!

So quick and easy to use, the way it should be done! Reviewed on: 3rd January 2018

A first time loan application experience.

I had never applied for an on-line loan before so felt slightly nervous. However I found each stage easy to understand and in very short time the loan was approved. Reviewed on: 3rd January 2018

Zopa all the way

Love how you can make extra payements. You can see what you have paid and what you owe. No fees. Have use three times now and wouldn’t go anywhere else. Reviewed on: 3rd January 2018

Personal and fair

Excellent value, service and quality from start and onwards... Reviewed on: 3rd January 2018

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