Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Great company

Very good company to help you with any questions you need answer to Reviewed on: 3rd January 2018

Zopa Loan

A fantastic experience and very helpful. I would certainly use them again if ever needed. Reviewed on: 3rd January 2018

As simple as 1 2 3...

As simple as 1 2 3... The website is extremely user friendly. The service provided enables you to see all your loan details at the touch of a button. You can repay early without incurring interest charges. The loan rates are very competitive and your money can be in your bank account within 1 to 3 days. Overall an excellent service. Reviewed on: 3rd January 2018

Great

The best loan provider Delivered when I didn’t get it from anywhere else And they were a life saver Reviewed on: 3rd January 2018

Great loan with great company

Everything was easy and efficient . I would recommend and use this company again . Great low % loans with good customer service Reviewed on: 3rd January 2018

Excellent transparent loan provider!

Very cooperative and honest loan provider. Never had any issues! Highly recommended! Reviewed on: 3rd January 2018

Ronseal Loans,

Does exactly what it says on the tin. Website very easy to navigate. Loan was straight forward to apply for and you know your rate before committing. What’s not to like? Reviewed on: 3rd January 2018

Simple easy to manage loan

Took a loan with Zopa to buy a new car. The interest rate was sensible and the loan is easy to manage. Early repayments couldn’t be easier Reviewed on: 3rd January 2018

Quick and efficient

Simply and easy to use plus no early repayment costs Reviewed on: 3rd January 2018

great service

great way of lending , highly recommended Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from Folk2Folk 3.94 from 3 reviews
Loans
from NHS Credit Union 4.92 from 363 reviews
Personal Loan
from London Plus Credit Union 3.91 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub