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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

My first port of call for a loan

Zopa has been completely hassle free. I don’t need anymore from a provider Reviewed on: 3rd January 2018

Best interest rate

When the banks are taking us for a ride with 14% plus for a small loan, it's good to see a company that can do it for a fair amount Reviewed on: 3rd January 2018

Zopa highly recommended

Easy to arrange, great customer service, excellent rate. I would highly recommend Zopa and will definitely use them again. Reviewed on: 3rd January 2018

Quick, simple, value

Quick and simple. Easy process. Best value I could find. Reviewed on: 3rd January 2018

Easy process

Very quick and easy process with a straight forward operation and payment, very helpful staff. Reviewed on: 3rd January 2018

The way it should be!

Simple, quick and easy. Hassle free, great rates! I wouldn’t dream of going anywhere else for a loan. If only everything in life was as easy as applying to Zopa! Reviewed on: 3rd January 2018

Transparent and easy to use service

Well designed website that breaks down loans into easy to understand format. Simple process to apply and be approved for a loan accompanied by an intuitive Web interface for managing your repayments. Very competitive rates and flexible repayment terms. Reviewed on: 3rd January 2018

Good service

Excellent service. Would use again Reviewed on: 3rd January 2018

Simple to use, quick responses and decisions and a low interest rate

The review title says it all. We needed a loan to cover an unexpected bill, a few weeks after we had paid for a new roof on our house Reviewed on: 3rd January 2018

Great Lender

Great competitive interest rates and flexible ways to pay. Easy to manage loans and repayments online! Reviewed on: 3rd January 2018

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