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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa for me

Simple, painless and effective system and quality service second to none. Very impressed throughout time with Zopa. Reviewed on: 3rd January 2018

Brilliant service and rates

Easley applied online form quick desicon no hassle would recommend Zohar over any other lender Reviewed on: 3rd January 2018

Easy to set up

Good customer service. Prompt and helpful. Reviewed on: 3rd January 2018

Best lender ever!

Really easy application process. Got what we needed and at a really low rate. Reviewed on: 3rd January 2018

Easy to set up

Very easy to set up the loan. Money was in my bank pretty quick. The customer service team very prompt and helpful. Reviewed on: 3rd January 2018

So straightforward to change your life

The ease of application and receipt of loan funds was amazing. The simplicity of loan administration is excellent. Keep rates. Cannot fault Zopa. Reviewed on: 3rd January 2018

All Good!

I have found Zopa flexible, fast and friendly. Ive cleared some debts early with no fuss or excessive penalties. Ive topped up loans and when I missed a payment and needed a telephone call to remind me they were helpful and friendly - and all at attractive rates. Would have no hesitation in reccomending Zopa! Reviewed on: 3rd January 2018

Simple, quick loan!

I find Zopa very easy and quick. When I want to check the settlement figure it's just as few clicks to find out on my phone rather than have to call and speak to an adviser, it's fab!! Reviewed on: 3rd January 2018

Easy to use

Was easy to understand and process, good customer contact and service Reviewed on: 3rd January 2018

Easy as

Loan was the simplest process I have experienced - easy as Well Done Zopa Reviewed on: 3rd January 2018

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Zopa: Personal loan reviews

14% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69084)

Zopa for me

Brilliant service and rates

Easy to set up

Best lender ever!

Easy to set up

So straightforward to change your life

All Good!

Simple, quick loan!

Easy to use

Easy as

Do you have a different Zopa product?

Want to see more from Zopa?

Fixed term savings account

Credit card

Cash ISA

Join Smart Money People

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