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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple Easy Process

Never experienced such a friendly approach to lending, like my family Reviewed on: 3rd January 2018

Customer friendly

Zopa application was straight forward and the customer service since has been amazing. Their rates are fair and I would strongly recommend to family and friends. Reviewed on: 3rd January 2018

Excellent service and great rates

Excellent service and great rates , very well organised and quick Reviewed on: 3rd January 2018

Exellent rate, perfect service

I will definately recommend Zopa to my friend. It is the best provider for your life Reviewed on: 3rd January 2018

A great start to a young couples future.

A fantastic opportunity for any young couple. Regardless on what your loan requirements are, the fast easy application is a godsend with the unrivalled speed to which the loan enters your bank. A 5 star service all round. Reviewed on: 3rd January 2018

Quick and easy with great rates

The process is simple and quick which is great for people working and unable to get into their high street banks. The excellent rates seal the deal with Zopa Reviewed on: 3rd January 2018

Excellent service

Very quick and always trying to save you money Reviewed on: 3rd January 2018

Quick and easy to apply

I needed a loan in this desperate times and Zopa helped with its quick and easy decessong making with minimum effort. I'm paying on time and I have flexibility to put in as must extra to clear as I want and that's great to have. Zopa is different to other loan company's so don't need to worry your in good hands. Reviewed on: 3rd January 2018

Helped me immensely!

Getting a Zopa loan gave me the ability to move house! Amazing % , quick and easy. At the same time I felt like I was dealing with a safe company who actually wanted to help me not drain me of money! Thanks Zopa. Reviewed on: 3rd January 2018

amazing

best company ever,easy to set up,get quotes and friendly staff and best rates on the market Reviewed on: 3rd January 2018

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