Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Very easy. Hassle free community loans.

My experience with Zopa was very easy, within about 10 minutes the application was complete with a low APR and the money was in the bank the next day. Flexible online payments are a doddle and full settlement fees are available with a couple of clicks. Overall very satisfied. Reviewed on: 3rd January 2018

A VERY EASY METHOD OF OBTAINING A LOAN.

The whole process is very easy. I particularly like the facility to make extra payments without penalty. Reviewed on: 3rd January 2018

loans

A good loan at low rates at an affordable cost Reviewed on: 3rd January 2018

Excellent service

A friendly quick service. Regular statements to keep track. Reviewed on: 3rd January 2018

Low, quick, easy!

Low rate of interest, quick approval response tome and easy to use website. What's not to love? Reviewed on: 3rd January 2018

Simple and easy to use

Very easy process with a slick turn around time great with communication. Reviewed on: 3rd January 2018

Ease of set up & use

Easy to set up, transparent and simple to pay back lump sums to bring the loan down. Reviewed on: 3rd January 2018

Good vompany

Was very easy going and straight forward fast service Reviewed on: 3rd January 2018

Simple and Effective

Zopa are an excellent loan provider ; no hidden fees, excellent rates and a professional service. Simple and effective. What more could you want? Reviewed on: 3rd January 2018

Simply brilliant

Fantastic rates and and quick and simple to apply. Money was quickly transferred and I can keep I eye on what I still owe so easierly. No room for improvement Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.83 from 6804 reviews
Loans
from Shawbrook Bank 4.59 from 694 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub