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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great service and so easy to set up loan with competitive rates. Love Zopa!

Brilliant and easy to use service. If you want a loan then use Zopa! Reviewed on: 3rd January 2018

Amazing customer experience!

Zopa have an open and honest no-nonsense approach that is quick, efficient and produces the results you need as a customer. Reviewed on: 3rd January 2018

Smooth service

Wish I was richer to not have to get loans but zopa service has been quick & efficient and I would recommend Reviewed on: 3rd January 2018

Highly recommend - 5 stars!

I took out a loan to buy a car. It was quick and easy to set up, the loan rates are great, the communication from Zopa is clear and helpful, support is useful and it's really easy to manage my loan online. I love that you can pay back early free of charge too. I highly recommend and will use again if I ever need another loan. Reviewed on: 3rd January 2018

Great firm

Easy to apply, equitable loan rates, great online site and excellent customer service. Blasts bank loans back to the past where they belong. Reviewed on: 3rd January 2018

Great rates, easy application process

Excellent customer service. Straightforward and quick application process. Very competitive rates. Reviewed on: 3rd January 2018

Great Customer Service

I found the whole process excellent - fair rates, good customer service. I sincerely hope their market share increases so more people feel the benefit of affordable, sustainable and ethical borrowing Reviewed on: 3rd January 2018

Seamless process

Using zopa was such a straightforward and easy process. I was surprised how intuitive and user friendly the website was, the whole process was painless. Reviewed on: 3rd January 2018

Best rate

I first learned of Zopa a couple of years back. I was in need of a loan to consolidate all my debts in one manageable place. Zopa offered me a good rate that saved my outgoing. Taking the loan out was one easy application. Would recommend to others too. Reviewed on: 3rd January 2018

Easy quick helpful

Very quick correct informative no hidden small print and seams to me they look after thwy custumer with updates and even new and better deal. Reviewed on: 3rd January 2018

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