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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa Top Notch

I have found Zopa on line brilliant for both my credit card and personal loan. All the information is readily accessible and very user friendly. Reviewed on: 28th February 2025

Excellent Loan Company!

My experience has been great, have no complaints! The process to acquiring the loan to money in the account was flawless! Thanks Zopa! Reviewed on: 28th February 2025

Great service and excellent mobile app for Android.

Great service and excellent mobile app for Android. I have not found any drawbacks to either my personal loan or credit card. Reviewed on: 28th February 2025

An amazing no hassle bank.

An amazing no hassle bank. You already know if you’re pre approved before applying and money goes instantly into your account. Competitive interest rates on savings accounts that you can split into pots. Would highly recommend Reviewed on: 28th February 2025

Great personal loan experience!

Great personal loan exoeroence- was accepted for the loan very quickly. Received the momey in my account on the same day. I would say Zopa offer competitive rates of interest, much better than my own personal banking service. Well done Zopa- you get my business every time! Reviewed on: 28th February 2025

Quick decision money went into my bank fast!

Quick decision money went into my bank fast! Smooth transaction Reviewed on: 28th February 2025

Excellent fast fair service.

Excellent fast fair service. I can't fault it. I have now used several times for several reasons and always found it to be fantastic. Reviewed on: 28th February 2025

I have had 3 loans from zopa they are quick and effi...

I have had 3 loans from zopa they are quick and efficient and the process is so easy. Better than my bank. I always recommend them to friends and family. You also have the money in your account within minutes of applying. Fantastic company Reviewed on: 28th February 2025

Excellent process and feedback at each stage

Excellent process and feedback at each stage Reviewed on: 28th February 2025

A very quick and efficient service.

A very quick and efficient service. Reviewed on: 28th February 2025

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