Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Always clear on process and helpful on enquiry

Always clear on process and helpful on enquiry Reviewed on: 28th February 2025

Fantastic smooth service for all of my products

Fantastic smooth service for all of my products Reviewed on: 28th February 2025

Great rates.

Great interest rate and a fast decision. Also a very good app, always keeping you upto date. Reviewed on: 28th February 2025

Zopa are a fantastic bank very friendly and helpful...

Zopa are a fantastic bank very friendly and helpful website easy to use and app no problems navigating for your needs. Highly recommend this provider to anyone wishing to seek a company for loans or to bank with they have many services to choose from which are explained through their app. Reviewed on: 28th February 2025

Great all round service!

Easy application process with superfast deposits. Friendly, helpful and informative customer service. App is great too! Reviewed on: 28th February 2025

Easy application and able to manage online

Easy application and able to manage Reviewed on: 28th February 2025

So easy to sort out a temporary problem

So easy to sort out a temporary problem Reviewed on: 28th February 2025

Excellent provider

Easy to use and quick to get a loan Reviewed on: 28th February 2025

Excellent service

Always very helpful and nothing is to much trouble Reviewed on: 28th February 2025

Easy process and good communication.

Easy process and good communication. Would use again for sure! Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Santander 2.52 from 57 reviews
Personal Loan
from AA 1.49 from 46 reviews
Personal loans
from Abound 4.91 from 18015 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub